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Step: Bank & Build Credit

Step is an all-in-one Banking solution that aims to help users build smarter money habits. With Step, users can earn up to 5.00% on their savings balance, which is more than 12 times the national average. Additionally, users can earn up to 3 times points when setting up qualifying direct deposit. Step also offers the opportunity to build a positive credit history, even before turning 18, with an FDIC-insured bank account and a free Visa Secured Card. Users can invest in stocks, set savings goals, earn rewards, and send and receive money instantly to other Step users. The platform allows users to easily track their transaction history, portfolio balance, and savings progress. Step prides itself on setting users up for a lifetime of financial success with no monthly fees. The platform offers a wide range of benefits, including earning 5.00% on savings, no signup, monthly, or overdraft fees, investing in stocks, earning up to 3 times points, building a positive credit history, and receiving rewards at revolving merchants. Users can also get paid up to 2 days early with direct deposit, instantly send and receive money, deposit cash at over 70,000 retail locations nationwide, and access fee-free ATMs at over 30,000 locations nationwide. Additional features include merchant blocking, customizing the Step Visa Card, adding the Virtual Step Card to Apple Pay, creating savings goals, and tracking balances in the app. Step also offers benefits for parents, such as peace of mind with features like savings goals, merchant blocking, and automated allowances. Parents can connect their existing debit card, bank account, or other apps, have visibility into their teen's spending and savings, and add up to four family members to their Step account. The Step Visa Card is designed to help teens build positive credit history, and it is protected by Visa's Zero Liability Policy. Step provides a range of additional information on its services, including deposit account details, the issuance of the Step Visa card, and the impact of Step activities on credit scores. Transfers may be subject to review and there may be out-of-network ATM withdrawal fees. Early access to direct deposit funds is dependent on the timing of the payment file, and investment and advisory services are provided through Step Advisers LLC and DriveWealth respectively.

Where to download "Step: Bank & Build Credit"?

Apple AppStore

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