Betterment Invest & Save Money
Invest and save better with Betterment. Betterment is a robo advisor that uses technology to optimize investing for a tailored experience. Whether you're new to investing or an experienced guru, Betterment can help meet your needs. With over 800,000 people entrusting us with $40+ billion, we are an independent digital Investment advisor and fiduciary dedicated to helping you make the best financial decisions.
You can get started with just $10 and there is no minimum balance requirement. Our easy-to-use app allows you to keep track of your short- and long-term savings goals. As of 12/18/23, new customers can earn a variable APY of 5.50% on cash, which is over 13 times the national average. Additionally, your earnings are protected with up to $2 million in FDIC insurance at our program banks.
Betterment offers expert-built portfolios that help you weather any market. You can customize your risk level with recommendations from professionals, or choose from our optimized, curated portfolios of ETFs. We offer various options including Innovative Tech, Goldman Sachs Smart Beta, and socially responsible investing portfolios such as Broad, Social, or Climate Impact.
Investing with Betterment means taking advantage of technology that optimizes your portfolio rain or shine. Your portfolio will be automatically rebalanced and dividends reinvested. We also provide automated tools like tax-loss harvesting and tax coordination between accounts to limit your tax impact. You can set up recurring deposits on your preferred schedule, and if you have any questions, our resources and financial advisors are ready to assist you.
Keeping more of your money is our priority. You can invest with us for just $4 per month, or pay an annual fee of 0.25% on your investing account balance. Upgrading to Premium gives you unlimited access to advisors at just 0.4% of your invested assets, a significantly lower management fee compared to traditional advisors. These advisors are CERTIFIED FINANCIAL PLANNER™ professionals who are salaried and never commissioned.
Betterment helps you turn your life goals into money goals. Whether it's saving for an exercise bike, your next vacation, or using our projection tools to create a plan, we are here to support you. We also offer IRA options to go beyond your 401(k) and help you calculate how to reach your target with our goal forecaster.
With Betterment, you can see the bigger picture in one place. Our all-in-one financial dashboard allows you to connect outside accounts, see your net worth, and view your investment performance. We strive to provide you with more options and services, including crypto investing with expert-built portfolios, managing everyday spending through our Checking account, and retirement planning with a 401(k) plan for your business.
Invest and save better with Betterment.
Location: 8 W 24th St., New York, NY 10010.