AppLink Apps
Deferit: Pay bills in 4
This text is about a mobile app called Deferit that allows users to manage their bills and make payments. The app offers the ability to pay bills by taking a photo, screenshot, or adding a file, and users can select the amount to pay their biller. Deferit pays the full amount upfront. The app also helps users save money on their bills by negotiating with billers to pay less for the same services. If they are unable to save money, users do not have to pay anything. Additionally, Deferit offers a Credit Builder feature where users can build their credit history by making bill payments through the app. The app reports these payments to the three major credit bureaus. By building credit history, users can potentially attract lower rates on loans and more favorable financial opportunities. The text also mentions that the app has a community of over 500,000 users in the United States. However, the "Split bills in 4" feature is not available in several states due to eligibility restrictions, and there may be a down payment required. The app charges a monthly membership fee of $14.99, and all card payments are subject to a processing fee of 1.5%.