AppLink Apps
BTG Pactual Banking
The BTG Pactual current account allows you to centralize your financial life in one place and organize your finances in a simpler way. In addition to over a thousand investment options, you can also choose the benefits of your credit card. Take control of your finances with BTG and open a digital account on the BTG Banking app.
Credit Card
With the BTG Pactual credit card, you have the freedom to choose your benefits. In the Advanced credit card option, you have benefits such as travel insurance and you can choose between cashback on your bill or a points program.
The BTG Pactual Black credit card is a more sophisticated option, offering access to VIP lounges at airports, special IOF on international purchases, and personalized benefits to align the credit card with your profile.
In this case, you can have a credit card with 1% cashback on your bill or conversion of 2.2 points for every dollar spent, as well as other opportunities to facilitate your financial planning.
To apply for your BTG Pactual credit card, simply open an account on the BTG Banking app. The offer will be made after data analysis.
How about adding an Additional Card?
Share the benefits of your BTG Pactual card with your loved ones and control all expenses for the additional card through the app, without surprises at the end of the month.
Current Account
The BTG Pactual current account is exempt from opening and maintenance fees and allows you to centralize your financial life in a safe and convenient environment, with features such as automatic debit, salary portability, Pix, automated bills, integration with the investment account, and customizable credit and debit cards.
Automatic Debit
Manage your payments more effectively through the automatic debit feature. Simply register your accounts on the BTG Banking app and forget about due date worries.
Pix
Make instant transfers and payments anytime and take advantage of scheduled, recurring, and QR Code Pix functionalities.
For digital payments, Digital Wallets
Register your BTG Pactual card on Apple Pay for safer and more convenient payment using just your mobile phone.
Bill Consultation
In addition to automatic debit, you can use the DDA functionality, which manages the bills issued under your CPF and notifies you of pending payments.
Limit+
Limit+ is BTG Pactual's overdraft facility. This pre-approved credit is available in your account, ideal for short-term problem-solving situations.
Personal and Payroll Loans
The Personal Loan option is ideal for financial organization and achieving goals. You can use the money however you want, and repayment is made in fixed installments. Payroll Loans have installments deducted from your paycheck, allowing access to reduced interest rates.
Finanças+
Finanças+ offers features that allow you to centralize the management of your finances. You can view a summary of all your account and credit card transactions, classify your expenses into categories, and much more. This way, you can spend better and invest more according to your goals.
Insurance
Protecting your assets is also a concern of BTG Pactual. That's why we offer different insurance solutions to meet your life's needs.
Account and Card Insurance
Ensure the security of your credit card and current account in situations such as theft, loss, credit card fraud, and coerced transfers. The protection covers both physical and virtual credit cards, withdrawals, purchases, Pix, transfers, and resources from your investment account.