AppLink Apps
EarnIn: Why Wait for Payday?
EarnIn is a mobile application that allows users to access their pay in advance, eliminating the need to wait for a paycheck. Unlike traditional cash advances and payday loans, EarnIn provides no-cost options that allow users to tap into the money they have already earned. With Cash Out on EarnIn, users can receive up to $100 per day and up to $750 per paycheck to cover day-to-day expenses and unexpected costs. There are no loans, borrowing money, interest, mandatory fees, or credit checks involved. Additionally, EarnIn offers free credit monitoring directly in the app to help users stay on track with their credit goals. By connecting their bank accounts, users can instantly access their pay and receive Lightning Speed transfers. EarnIn works with major banks such as Bank of America, Wells Fargo, Chase, Capital One, and more. Any money accessed, along with optional fees and tips, is automatically repaid when the user's next paycheck arrives. EarnIn also provides Balance Shield, which notifies users when their bank balance runs low. The app is backed by 24/7 customer support and offers free credit score tracking. EarnIn does not sell personal data to third parties and is not affiliated with various other financial apps. The service may not be available in all states. Users should refer to the Cash Out User Agreement for specific details on fees and transfer speeds.